GHI for all Executives of BSNL – Initiated by AIGETOA Kolkata Telecom District (CTD):

GHI for all Executives of BSNL – Initiated by AIGETOA Kolkata Telecom District (CTD):

AIGETOA CTD is delighted to introduce a group health insurance policy for all BSNL executives. The GHI will be operated by National Insurance Company, a premier PSU insurer.

As per the initial discussions, NIC has offered the quote which can be found with the following pdf document.

Click here for the Quote

Willing executives may go through the document and if agreed to proceed further, they mandatorily need to fill-up the Google form before 11:59 pm 05.05.2023.

Google Form for the basic details.

Click here for the google form

For any queries regarding GHI, please mail at

Update on empanelment of hospitals on cashless basis at each BA :

AIGETOA today once again raised the issue of empanelment of hospitals on cashless basis for each BA and Circles. It was agreed by management in the formal agenda meeting with AIGETOA in February that all circles shall be asked to ensure empanelment on cashless basis on circle as well as BA level. It was also decided that all the hospitals shall be categorically ensured that their bills shall be cleared maximum within 3 months. The issue was raised by AIGETOA Team in GHI meeting also.

We requested Director HR for his immediate intervention on the issue.

We sincerely hope that management will keep it’s promise and will direct circles to do the needful immediately so that employee can avail of health services without remaining dependent on self financed GHI type schemes.

Rejection of High Premium Quotes by Unions/Associations – Letter to BSNL Management :

The existing GHI (Group Health Insurance by M/s Oriental Insurance Company) period will expire on 30th April 2023. Quotes for renewal for the period 01.05.2023 to 30.04.2024 by M/s Oriental Insurance Company are extremely high. Multiple deliberations & negotiations meetings held among the Unions/Associations, BSNL Management & M/s Oriental Insurance on the premium quotes but Oriental Insurance spurn to lower the quoted premium.

In view above, the Recognised Unions and Associations, viz., BSNLEU, NFTE, AIGETOA, SNEA, wrote to the Director HR..

1] Rejecting the premium rates offered by the Oriental Insurance Company.

2] Requested to call for fresh quotations immediately from open market on war footing basis to avoid any more delay.

3] Requested to instruct all Circles/BA’s to ensure empanelment of hospitals on cashless basis so that employees may not suffer and may use the existing policy as and when required.

Click here for the letter

Filing & Entry of Nomination Form in Service Book & ERP

It is observed that nomination forms of many employees & Officers are not entered in their Service Book & ERP. During any mishappening with the employee, families get unnecessary trouble for the payment.

It is requested to all who has not submitted their nomination form till now to submit it immediately in two copies to their concerned admin Section and get entry both in Service book & ERP.

Details of Nomination Form are given below

1) Form-3 : Details of Family (All Employees). Click here

2) Form-1 : Nomination of Death-cum-Retirement Gratuity (All Employees). Click here

3) Form-5 : GSLI (all Employees). Click here

4) Form of Nomination – GPF (Only Absorbed/Un-absorbed Employees). Click here

5) SAB Nomination – BSNL Employees Superannuation Pension Scheme (BSNL Recruited). Click here

6) Submit Online Nomination on EPEO website & submit Print (For BSNL Recruited). Click here

Important Information Related AIGETOA GHIS Policy

Important Information:

As the premium quoted by New India Assurance for renewal of the ongoing AIGETOA Group Health Insurance Policy is very high and despite of all efforts, the insurer is not reducing the quote due to high claim ratio. So, it has been decided that the Group Health Insurance Policy will not be renewed at this premium. The condition put forward by the New India Assurance of high individual premium in all plans as well as total premium to be collected is also exorbitantly high.

So, all members are requested to take suitable decision. Any other development in this regard shall be communicated as soon as it is received.

Group Health Insurance Policy of New India Assurance launched through AIGETOA in 2021-22 and it’s Renewal Quote

The final quote has been received from New India Assurance for renewal of the existing Group Health Insurance Policy in 2022-23 which is very high as the claim reimbursement for the ongoing policy is very high (Almost 18 crores against premium paid of around 7 crores with one month left). The company is not showing interest to give relaxation in the Quote Price provided for renewal of the Policy. However, AIGETOA Team is taking its best efforts to negotiate down the premium further.

The group policy floated by AIGETOA from NIA with Medi Assist as TPA was definitely a smooth and hassle-free experience with no hurdles as such in claim processing or getting treatment in best hospitals of India and that too during the most difficult COVID Period. The quote received from New India Assurance for AIGETOA GHI Policy Renewal is very high and we can not agree to such hike in premium rates. The association tried it’s level best to bring a competitive rate from the insurer till last moment but insurer didn’t agreed citing high claim in the ongoing policy.

Hence we thought it appropriate to inform one and all, so that everyone can take an informed decision.

In the present circumstances, AIGETOA may not renew the policy if the premium rates do not come down to our satisfaction. So the existing members may take a decision accordingly.

Click here for Renewal Premium with previous claims Statistics

AIGETOA writes to Dir(HR) with our objection on indirect shifting of Employer’s responsibility of medical facilities towards Employees – Payment of Premium for GHIS by Employees

AIGETOA writes to the Director HR raising serious objection for indirect diversion of employer’s responsibility to the shoulder of employees by introducing the group health policy with payment of premium by employees. It is unfortunate to note that BSNL is even not following the footsteps of MTNL, which is providing the health insurance facility to their employees by paying the premium. The association demanded for payment of premium by the BSNL as the health care has to be borne by the employer.

Click here for the letter

Message of Director HR on GHIS

MTNL Group Health Insurance Scheme

Group Mediclaim Policy powered by AIGETOA started for 7766 Executives and Employees of BSNL with total beneficiaries are 35,873

Dear Colleagues,

With profound thanks, we wish to intimate that much awaited Group Mediclaim Policy initiated by AIGETOA have started functioning with 35,873 beneficiaries in first phase.

We extend our thanks for the faith shown in the health insurance policy powered by AIGETOA. The Group Mediclaim Health Policy has been issued on the name of “All India Graduate Engineers & Telecom Officers association” (AIGETOA), BSNL by New India Assurance Co Ltd (Government of India Undertaking) and Medi Assist as TPA. Despite some uncalled negative campaign by few, people have shown their faith, thereby proving the fact that truth and good works do not have association or union boundaries. AIGETOA CHQ Team backed by dedicated efforts of Circle and advisory leaders of AIGETOA has made this herculean task completed in a time frame to extend helping hands to our members as well as employees of BSNL in this Pandemic. We once again extend our heartfelt thanks to everyone for the successful completion of first phase of the Policy.

Here, we once again clarified that Medical Facility has to be provided by the employer and above mediclaim policy is in addition to the existing BSNL MRS Policy, floated as an interim measure in view of Pandemic. But we are pursuing with the BSNL Management to start similar Mediclaim Policy with coverage of Rs. 10 Lakh for all indoor treatment in place of BSNL MRS indoor and only critical illness beyond the threshold amount should be covered through existing BSNL MRS.

This is to intimate that the E-Card download from Medi Assist for the List-1 has been started and data uploading for the List 2 is in progress. PPL can register and download the E-Card from the given link.

Click the above link and put your HRMS number in the username and click “activate tab” and follow the process to identify and download your e-Card. Use your HR Number for Employee ID.

One can also download the Medibuddy Mobile App of Medi Assist TPA from Play store for using services of the Mediclaim Policy through mobile.

We once again reaffirm our commitment to keep the good work on. We also welcome the negative criticism of few which gives us further energy and motivation to move forward for the welfare of our fraternity.

Following presentation and list has been shared for your ready reference despite of its availability on Medi buddy website in your login.

Click here for the Group Mediclaim Procedure

Click here for the Presentation by Medi Assist

Click here for the List of Network Hospital’s

Click here for the Reimbursement Claim Form

Click here for E-Card Download Process